When it comes to insuring your Harley-Davidson motorcycle, there’s only one name that stands out: Harley Davidson Insurance Services. Designed exclusively for Harley owners, this insurance service offers tailored policies that cater specifically to the unique needs of Harley-Davidson riders. Whether it’s protection for genuine Harley-Davidson parts and accessories, coverage for helmets and leathers, or access to Harley-trained technicians, Harley Davidson Insurance Services ensures your ride gets the care and attention it deserves. In this article, we’ll take a closer look at what makes Harley-Davidson Insurance Services the best choice for Harley riders and what benefits it offers. By the end, you’ll have all the information needed to make an informed decision about insuring your prized bike.
Why Choose Harley Davidson Insurance?
Harley Davidson Insurance Services is the only official Harley Davidson insurance provider, covering over 10,000 Harleys on the road today. With this insurance, you’re not just getting a standard motorcycle policy. You’re getting a policy built around Harley’s legendary quality and the needs of Harley riders. This includes:
- Agreed value at no extra cost
- Coverage for genuine Harley-Davidson parts and accessories
- Repairs by qualified Harley-Davidson technicians
- Special savings for Harley Owners Group (HOG) members
- Multi-bike policy options and European travel coverage
Let’s dive deeper into the key features that set Harley-Davidson Insurance apart from other motorcycle insurance providers.
Agreed Value on Your Harley-Davidson
One of the standout features of Harley Davidson Insurance Services is agreed value coverage. Unlike traditional insurance policies where the payout depends on the bike’s depreciated market value, Harley-Davidson Insurance offers an agreed value on your Harley at no additional cost. This means you’re assured the full insured value if your bike is deemed a total loss, regardless of depreciation.The agreed value is determined in collaboration with Harley-Davidson’s dealer network, ensuring that the value truly reflects your bike’s worth. This feature provides peace of mind for Harley owners who want to protect their investment.
Coverage for Genuine Harley-Davidson Parts and Accessories
Harley riders often customize their bikes with Harley-Davidson parts and accessories, making each ride truly unique. However, traditional insurance policies may not cover these customizations. Harley Davidson Insurance Services ensures that all genuine Harley parts and accessories are covered, giving you confidence that every customization, no matter how minor, is protected.
If your bike needs repairs, the policy covers the cost of replacing damaged parts with original Harley-Davidson components. This ensures that your bike’s authenticity and performance are preserved without compromise.
Qualified Harley-Davidson Technicians for Repairs
In the unfortunate event of an accident, Harley-Davidson Insurance Services goes the extra mile to guarantee that your bike is in safe hands. Whenever possible, they work to ensure repairs are handled by Harley-Davidson’s network of qualified technicians. These professionals are trained specifically on Harley-Davidson motorcycles, meaning they have the expertise needed to restore your bike to its original condition.
By choosing Harley Davidson Insurance Services, you avoid the risks associated with third-party repair shops that may not be familiar with the nuances of a Harley. This level of care reinforces the commitment of Harley-Davidson Insurance to provide a premium experience for Harley riders.
Special Savings for HOG Members
If you’re a member of the Harley Owners Group (HOG), Harley-Davidson Insurance Services has additional perks for you. They recognize that being part of the Harley community means something special, so they offer exclusive discounts for HOG members. This is a great way to save on your insurance policy while staying connected with other Harley enthusiasts.
When requesting a quote, make sure to mention your HOG membership to take advantage of these special rates. Harley-Davidson Insurance values the HOG community and works closely with HOG chapter directors to address any questions or concerns.
Comprehensive Motorcycle Legal Expenses Coverage
Harley-Davidson Insurance Services includes up to £100,000 of motorcycle legal expenses coverage for accidents that aren’t your fault. This benefit helps protect you from legal costs associated with pursuing a claim, providing a safety net if an incident arises. With this feature, you can focus on getting back on the road while knowing that you have support to handle the legal side of things if necessary.
European Travel and Breakdown Coverage
For many Harley riders, there’s nothing better than planning a trip to a European HOG rally or an independent adventure across Europe. Harley-Davidson Insurance Services makes it easy to take your Harley abroad with European travel and breakdown coverage. This includes repatriation to the UK if needed, ensuring you’re protected no matter where your travels take you.With this coverage, you can enjoy the freedom of international travel, knowing that your Harley is insured and protected even across borders.
Multi-Bike Policy Options
Many Harley-Davidson enthusiasts own more than one motorcycle, so Harley-Davidson Insurance Services offers a multi-bike policy that allows you to cover up to four bikes on a single policy. As long as there is at least one Harley-Davidson motorcycle on the policy, you can include bikes from other manufacturers as well. This flexibility is a significant benefit for riders with multiple motorcycles who want the convenience of one comprehensive policy.
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Comprehensive Cover for Riding Other Bikes
Harley-Davidson Insurance Services understands that Harley owners may occasionally ride other motorcycles. With their policy, you can get comprehensive coverage when riding another Harley, provided the other bike is insured and you have permission from its owner. This benefit allows you to experience other Harleys with peace of mind, knowing that your insurance has you covered.
Competitive Rates with Premium Benefits
Getting a motorcycle insurance quote can be complex, with many factors to consider. Harley-Davidson Insurance Services aims to offer competitively priced policies with premium benefits tailored specifically for Harley riders. While there may be cheaper options, the benefits and peace of mind that come with Harley-Davidson Insurance make it a top choice for Harley owners.
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Harley-Davidson Insurance Services provides a range of coverage options that go beyond standard motorcycle insurance, from agreed value coverage and genuine parts replacement to savings for HOG members and European breakdown cover. With a focus on quality and service, they stand out as the best choice for Harley-Davidson owners who want reliable, rider-focused insurance.
How to Get a Quote from Harley-Davidson Insurance Services
Ready to get started? Getting a quote from Harley-Davidson Insurance Services is straightforward. You can call them directly or visit their website for a personalized quote. If you’re a HOG member, remember to mention this during the quote process to receive your exclusive discounts.With Harley-Davidson Insurance Services, you’re not only insuring a motorcycle – you’re insuring a lifestyle. This is more than just a policy; it’s a commitment to protecting the Harley-Davidson legacy and ensuring that every rider gets the support, coverage, and care they deserve.
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Faq
What is Harley Davidson Insurance Services?
Harley Davidson Insurance Services is the only official insurance provider for Harley-Davidson motorcycles, offering tailored coverage specifically for Harley owners. Their policies include benefits like agreed value coverage, genuine Harley-Davidson parts protection, and repair by qualified Harley technicians.
What is agreed value coverage, and how does it work?
Agreed value coverage means that if your Harley is declared a total loss, you’ll receive the pre-agreed insured value of your bike rather than its depreciated market value. Harley Davidson Insurance Services offers this at no extra charge to ensure your bike’s value is protected.
Does Harley Davidson Insurance cover genuine Harley parts and accessories?
Yes, Harley Davidson Insurance Services covers all genuine Harley-Davidson parts and accessories, so your customizations are fully protected. If your bike needs repairs, original Harley parts will be used to maintain its authenticity