Continental Finance offers several credit card options designed to help individuals build or rebuild their credit. Their cards are popular among people with less-than-perfect credit histories. In this article, we’ll explore the key credit cards offered by Continental Finance, highlighting their features and benefits.
1. Surge MasterCard
The Surge MasterCard is one of Continental Finance’s primary credit card offerings. It is designed for individuals with low or no credit scores. The card reports monthly to the three major credit bureaus, helping users build a positive credit history over time.
Key Features:
- Credit Reporting: Reports to Equifax, Experian, and TransUnion.
- Initial Credit Limit: Often starts with a modest credit limit.
- Credit Limit Increases: Possible with responsible card use.
- Fees: Comes with annual and potential maintenance fees.
Why Choose the Surge MasterCard?
The Surge MasterCard is a good option for individuals seeking to improve their credit through consistent, responsible use.
2. Reflex MasterCard
The Reflex MasterCard is another credit card designed to help individuals rebuild or establish credit. Similar to the Surge MasterCard, this card reports monthly to the major credit bureaus.
Key Features:
- Credit Reporting: Reports to all three major credit bureaus.
- Credit Building Tool: Helps establish a positive credit history.
- Credit Increases: Possible after on-time payments.
- Fees: Includes annual and potential monthly fees.
Why Choose the Reflex MasterCard?
The Reflex MasterCard is suitable for those serious about rebuilding their credit through responsible card management.
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3. Verve MasterCard
The Verve MasterCard is also a Continental Finance product focused on credit improvement. It functions similarly to the Surge and Reflex cards, offering monthly reporting to the major credit bureaus.
Key Features:
- Monthly Reporting: Helps improve credit scores.
- Credit Limits: Increases possible with responsible use.
- Accessible: Designed for people with lower credit scores.
- Fees: May include annual and other fees.
Why Choose the Verve MasterCard?
The Verve MasterCard is ideal for individuals committed to managing their credit wisely to achieve better financial stability.
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4. FIT MasterCard
The FIT MasterCard targets individuals new to credit or those needing to rebuild their financial profiles. It comes with the same benefits as other cards, including monthly credit reporting.
Key Features:
- Credit Reporting: Reports monthly to the three major bureaus.
- Easy Approval: Designed for those with limited or poor credit histories.
- Credit Limit Adjustments: Available with responsible use.
- Fees: Includes annual and potential maintenance fees.
Why Choose the FIT MasterCard?
The FIT MasterCard is a practical option for credit newcomers or those aiming to repair their credit profiles.
5. Matrix MasterCard
The Matrix MasterCard is tailored for individuals looking to build or rebuild their credit. Like other Continental Finance cards, it features monthly reporting to all major credit bureaus.
Key Features:
- Credit Reporting: Consistent monthly updates.
- Credit Limits: May increase with responsible use.
- Credit Support: Helps boost credit scores with proper management.
- Fees: Includes annual and potential monthly fees.
Why Choose the Matrix MasterCard?
The Matrix MasterCard is a valuable tool for those committed to improving their credit through disciplined credit use.
Advice for you :
This article is just for information purpose. So if you want to make any kind of investment, please consult the experts yourself. Because if you make any kind of loss or profit, then we are not responsible for that. And to see such useful information at the right time, visit https://mymoneymates.com
How to Use Continental Finance Credit Cards Wisely
To get the most out of these credit cards:
- Pay on Time: Ensure timely payments each month.
- Keep Balances Low: Maintain low credit utilization.
Faq
What are the best credit cards under Continental Finance?
Some of the top credit cards include the Surge, Reflex, Verve, FIT, and Matrix MasterCards.
Do Continental Finance cards report to credit bureaus?
Yes, all cards report monthly to Equifax, Experian, and TransUnion.
Can I get a credit limit increase?
Yes, responsible card use may qualify you for periodic credit limit increases.
Are there fees associated with these cards?
Yes, most cards come with annual and potential monthly maintenance fees.
Who should apply for these cards?
Individuals looking to build or rebuild credit should consider these cards.